JPC - 39544 - Team Lead Frontline Mortgage Underwriter

Role: Team Lead Frontline Mortgage Underwriter
Full Time permanent position
Remote Job

Note: If you have already applied for this role through us then please ignore this email. 

Skills Required:

1. Candidates with 6+ years of experience in mortgage underwriting. Seasoned use of Encompass LOS system in work history is preferred
2. Preferred 6+ years of frontline experience in conventional loan underwriting without any employment gap >60 days
3. Able to calculate all income types (e.g. wage earner, retirement, self-employed)
4. Deep knowledge of Fannie Mae and Freddie Mac guidelines
5. Strong attention to detail.
6. Extensive narratives for underwriting decisions made to be shared downstream.
7. Ability to work in a fast paced environment and meet daily goals.
8. Need MS Excel and ability to analyze numbers
9. Willingness to learn / Trainable / Problem solver
10. Attention to detail – Has to be  accurate on numbers and deliver in timely manner
11. Working independently in a remote work at home environment if required
12. Deep understanding of TRID requirements

Roles and Responsibilities

1. Ability to manually underwrite complex transactions to ensure the loan meets established guidelines. 
2. Compute income and debt ratio calculations following program guidelines and ability to repay requirements.
3. Perform mortgage credit analysis without the assistance of AUS.
4. Maintain production goals & standards in accordance with established SLA’s and metrics.
5. The candidate may be required to perform other job-related tasks
6.  Perform evaluations on appraisal products
7.  Good understanding of title

8. Should be expert in Mortgage systems such as LOS and AUS – should know how milestones are moved and other system settings to move loans statuses